Credit Scores By State

by MB on January 17, 2008

I found some interesting credit score statistics on nationalscoreindex.com (it’s ran by Experian). They have a number of different charts that you can review.

I found one set of stats particularly interesting: the average credit score by state, and national average.

Factoids:

(Note: All scores listed here are using the Experian system, which ranges from 330 – 830).

National average credit score: 693

State with highest average credit score: Minnesota (722)

State with lowest average credit score: Texas (667)

Here is a full chart of all average credit scores by state:

State Average Credit Score
Alabama 679
Alaska 690
Arizona 683
Arkansas 682
California 691
Colorado 695
Connecticut 710
Delaware 695
District of Columbia 682
Florida 685
Georgia 676
Hawaii 709
Idaho 706
Illinois 698
Indiana 695
Iowa 712
Kansas 701
Kentucky 688
Louisiana 673
Maine 708
Maryland 697
Massachusetts 715
Michigan 695
Minnesota 722
Mississippi 672
Missouri 694
Montana 715
Nebraska 712
Nevada 671
New Hampshire 714
New Jersey 706
New Mexico 677
New York 699
North Carolina 681
North Dakota 717
Ohio 696
Oklahoma 683
Oregon 704
Pennsylvania 704
Rhode Island 706
South Carolina 674
South Dakota 718
Tennessee 687
Texas 667
Utah 700
Vermont 714
Virginia 700
Washington 707
West Virginia 685
Wisconsin 713
Wyoming 703

 

Source: National Score Index

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