Archive for the ‘Budget’ Category

Does Your Employer Have An Emergency Fund?

Tuesday, April 22nd, 2008

If you are reading this blog, you are probably a financially savvy person.  Therefore, you already know the benefits of having an emergency fund set aside for unforeseen financial emergencies. Many financial experts, including Dave Ramsey recommend that you set aside money in an easily accessible account of, at ...

Using Spending Limits To Avoid Money Arguments

Wednesday, January 30th, 2008

Photo: jenn jenn Terri Cullen, writing in The Wall Street Journal, shares a good technique for avoiding common money arguments: The '$500 Rule'. Here's how it works: she and her husband have a standing agreement that if she needs to spend over $500, she will check with ...

Avoiding Impulse Spending By Naming Your Money

Sunday, January 27th, 2008

I don’t agree with everything Dave Ramsey espouses, but one thing we definitely agree on is that you have to give your money a name. First off, I think it is extremely important to have a fully funded emergency fund of three to six months of expenses set ...

The Bill Checklist

Monday, January 14th, 2008

Here is a simple hack that will have a big impact on your peace of mind. Unless you are super compulsive about tracking all of your financial transactions, you have probably had those moments where you say to yourself, "Did I pay my credit card bill this month?". Then, it's ...

Avoiding Impulse Spending By Naming Your Money

Friday, December 21st, 2007

I don’t agree with everything Dave Ramsey espouses, but one thing we definitely agree on is that you have to give your money a name. First off, I think it is extremely important to have a fully funded emergency fund of three to six months of expenses set aside ...