January 31, 2008
I just read a fascinating article in the New York Times titled: "What’s Behind Those Offers to Raise Credit Scores".
It details some of the tactics that companies are using to artificially inflate individuals credit scores, including piggy-backing on stranger’s loans. This practice, using "seasoned primary accounts", attaches an individual with poor credit to a loan [...]
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January 17, 2008
I found some interesting credit score statistics on nationalscoreindex.com (it’s ran by Experian). They have a number of different charts that you can review.
I found one set of stats particularly interesting: the average credit score by state, and national average.
Factoids:
(Note: All scores listed here are using the Experian system, which ranges from 330 – 830).
National [...]
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