Posts tagged as:

credit score

Beware of Companies Offering to Raise Your Credit Score

January 31, 2008

I just read a fascinating article in the New York Times titled: "What’s Behind Those Offers to Raise Credit Scores".
It details some of the tactics that companies are using to artificially inflate individuals credit scores, including piggy-backing on stranger’s loans.  This practice, using "seasoned primary accounts", attaches an individual with poor credit to a loan [...]

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Credit Scores By State

January 17, 2008

I found some interesting credit score statistics on nationalscoreindex.com (it’s ran by Experian). They have a number of different charts that you can review.
I found one set of stats particularly interesting: the average credit score by state, and national average.
Factoids:
(Note: All scores listed here are using the Experian system, which ranges from 330 – 830).
National [...]

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Seven Ways To Improve Your Credit Score

January 8, 2008

Your credit score determines a lot more than just your ability to get a loan at a decent rate.
Your credit score is a three digit number ranging between 300 (terrible) and 850 (very, very, good), that is computed based on a number of factors.
Who pulls your credit? Well, obviously lenders, but you [...]

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